Credit vs. Debit

So today I went to Wal-greens to get some of our disposable pictures that we took while snorkeling developed. They turned out great (although some of them of us with our masks on were HILARIOUS. Our faces were all smushy. Maybe I'll post one soon.) Anyway, I paid with my debit card, but I always select "Credit." And here's why:

I get REWARDS! I get 4 points to each dollar I spend because I pay 25 dollars a year to be a part of the Chase Rewards program. I'm definitely buying into their scheme to spend more, but I really have accumulated lots of points over the last year or two. (We RARELY redeem them...which is what they probably hope you will continue doing...haha)

Anyway, stores desperately want you to enter your "pin number" because they actually have to pay 1.8% of the transaction amount to the credit card company when you select Credit. That's why they make it very difficult for you to get away from a debit transaction. They have you hit some random button that you don't know about until you ask, then the cashier has to select "credit," etc. This whole scenario that usually happens at least once a day makes me assume that I'm being judged. This is what I assume is going on inside the head of the store clerk when I push or say "credit." :

"This stupid young girl is probably in so much credit card debt that she doesn't know how to stop. She even buys her groceries on credit?/She is buying a pop at the gas station with CREDIT? Get a hold of yourself. Did you know you have to pay those back?!" ...etc etc.

I always want to say, "this is actually going to be taken from my bank account just like a debit transaction would, but I'm trying to get rewards." lol. I care too much what other people think.

Has anyone else ever felt this way? or am I a total weirdo?

PS. I completed one of my bucket list tasks on our Jamaica vacation! Can anyone guess what it was?!? (see posting from a long time ago)

PS2. I'm going to be developing a second blog as more of a way to develop myself as a writer...a more professional blog! Updates to come

Quirky Me

Mind Querks:

If you’ve been around long enough, or maybe if you’re quirky like me, you will realize that our minds are a strange place.

Here are some of my brain quirks…weird things I think and do on a regular basis:

1) When I’m running or walking outside and I see an ambulance with the lights off, I always think “Okay, body, if you’re going to have a heart attack, faint, or something else crazy, do it right now because then they can be my hero and save me!” Not that I want to have a heart attack, but that would be the opportune time.

2) If I see an ambulance with the lights on, I always pray for the person inside but I don’t think that’s too quirky.

3) I always do weird things with my fingers, like tap beats, but then I always have to do it with the other hand too, or I just can’t stand that both sides of my body aren’t equal.

4) I have an obsession with words. Sometimes I will get one stuck in my head all day long and just repeat it over and over…like a song but it’s just a word. It gets very annoying sometimes. One word in particular that seems to creep steadily into my dendrite infested mind is: juxtaposition. I don’t use it in conversation a lot, but it’s just a perplexing and “yummy” word you might call it. Just say it out loud, “JuX-tuh-poh-zih-shun” (would that be the correct phonetic spelling? Haha. I also love and get the word absolution stuck in my head.

5) I don’t want to touch a cup full of cold icee or frappucino goodness or fruity smoothie with my warm hands…I will never hold it where the liquid is because I don’t want it to melt or get warm! I usually drink these drinks quickly…I never get to savor them because I’m so afraid that it will be runny at the bottom if I wait even 14 minutes!

6) I also drink hot drinks fast so they don’t get lukewarm, but if they do, I won’t usually drink the rest.

7) I have an obsession with homophones. I made a list when I was like ten years old of like 100 or something homophones that my dad and I could come up with (i.e. Sunday—Sundae, eye—I, cite—site, etc.) and the good ones were the TRIPLE homophones (pair—pear—pare, two—too—to, their—they’re—there) and if you can think of a quadruple homophone, I think I’ll buy you an ice cream cone. No cheating though! (like google...defintiely a cheater’s site…haha)

8) When people say “oh my God” I hate it so much. One time in my bible study growing up, I heard that it’s like an arrow piercing God’s heart when people say that because they say his name in VAIN and it makes him really sad. So whenever I hear someone say that or a version of it, I say “I love you God” ten times so it makes God smile again. HAha. I’ve just always done that.

9) When I read, I write down big words that I don’t know and look them up in the dictionary afterwards. I want to have a BIG vocab…can you blame a girl?


What are your quirks?!