Credit vs. Debit

So today I went to Wal-greens to get some of our disposable pictures that we took while snorkeling developed. They turned out great (although some of them of us with our masks on were HILARIOUS. Our faces were all smushy. Maybe I'll post one soon.) Anyway, I paid with my debit card, but I always select "Credit." And here's why:

I get REWARDS! I get 4 points to each dollar I spend because I pay 25 dollars a year to be a part of the Chase Rewards program. I'm definitely buying into their scheme to spend more, but I really have accumulated lots of points over the last year or two. (We RARELY redeem them...which is what they probably hope you will continue doing...haha)

Anyway, stores desperately want you to enter your "pin number" because they actually have to pay 1.8% of the transaction amount to the credit card company when you select Credit. That's why they make it very difficult for you to get away from a debit transaction. They have you hit some random button that you don't know about until you ask, then the cashier has to select "credit," etc. This whole scenario that usually happens at least once a day makes me assume that I'm being judged. This is what I assume is going on inside the head of the store clerk when I push or say "credit." :

"This stupid young girl is probably in so much credit card debt that she doesn't know how to stop. She even buys her groceries on credit?/She is buying a pop at the gas station with CREDIT? Get a hold of yourself. Did you know you have to pay those back?!" ...etc etc.

I always want to say, "this is actually going to be taken from my bank account just like a debit transaction would, but I'm trying to get rewards." lol. I care too much what other people think.

Has anyone else ever felt this way? or am I a total weirdo?

PS. I completed one of my bucket list tasks on our Jamaica vacation! Can anyone guess what it was?!? (see posting from a long time ago)

PS2. I'm going to be developing a second blog as more of a way to develop myself as a writer...a more professional blog! Updates to come

Rated "R" experience at Starbucks

I'm sitting on Michigan avenue on a rainy Saturday morning because no other stores or fun coffee shops are open. The city is a bit slower on the weekends I guess. Hope the ice skating rink is equally slow when we go later this afternoon! If it's not cold enough to skate and re-live our engagement (haha) we'll go Shedd Aquarium! How fun!

So to start my day off on the right foot, a couple homeless guys who initially appeared to be getting along got into an F-word fest-fight as I stood waiting for my double skinny vanilla latte to come up on the bar. Needless to say, they were told to remove themselves from the store. Wow, exciting. (I heard it only takes 3 F-words to make a movie Rated "R." Hence, the title of my blog today =)

I'm totally pumped to meet Aubrey at Cosi for lunch, also to get bubble tea and dinner from Joy Yees in Naperville tonight with my sis and see her new crib!

We have been in Chicago for four days now for a big Central Regional meeting for work and it has totally been a blast. We had a couple big dinner/dance parties and I borrowed a couple dresses so I could feel fancy. Fancy is one of my favorite feelings. It makes me feel glamorous and lovely, and maybe a little sexy and fun. ;o)

Being in Chicago just brings back so many memories, big sibs, college friends, modeling stuff (blehh), and being here also invokes my inner shopaholic. I love it!

I'll be heading home in style. Peace out.